SideBySend
Snapshot 3, recorded 14 September 2026. All prices in USD.

Billing

Is paying yearly for email marketing worth it?

What a year paid up front saves at 1,000 to 100,000 contacts on ten email platforms, how many months it takes to come out ahead, and which platforms give no annual discount at all.

No affiliate links and no paid placements. Disclosure.

When yearly is worth it

Annual discount range
7.5 to 24%
across 92 plan and size rows with both prices
Months to break even
9.1 to 11.1
months of monthly billing that cost as much as the year
No annual discount
3
Mailchimp, Klaviyo, Omnisend

Who gives an annual discount, and how it changes

The rule each vendor publishes, in one line. The tables further down price it at six list sizes.

  • Kit: Kit sells a year for the price of ten months on every paid plan, which it calls two months free. The percent is the same on every plan and size.
  • MailerLite: MailerLite takes 10 percent off Comfort and Power when the plan is paid yearly, as one payment for 12 months. The percent is the same on every plan and size.
  • Brevo: Brevo's pricing page has a Yearly billing switch labeled 10 percent off, and its calculator prints the yearly price per month at every email volume stop on Starter, Standard and Professional. Brevo rounds each stop's yearly price to the cent, so the discount at these sizes lands between 9.96 and 10.29 percent rather than exactly 10.
  • beehiiv: beehiiv prints a separate yearly price at every subscriber stop on Scale and Max. The discount is not a fixed percent. It works out between 11.8 and 12.4 percent depending on plan and size.
  • ActiveCampaign: ActiveCampaign's pricing page defaults to annual billing and shows the annual price as a per month figure. It prints no percent. The discount changes with plan and size, from 16.9 to 21.2 percent, because each stop has its own annual price.
  • Constant Contact: Constant Contact takes 15 percent off when you prepay 12 months. The percent does not change by plan or size. A 6 month prepay at 10 percent off is also offered, and the table uses the 12 month rate.
  • Flodesk: Flodesk labels annual billing one month free, which would be about 8 percent off. The prices Flodesk prints do not follow its one month free label. At 1,000 subscribers they work out to 24 percent off on Lite, 11 percent on Pro and 9 percent on Everything, and the slider stops above that land between 7.5 and 8.9 percent.

How many months until yearly pays off

Breakeven is the yearly price divided by the monthly price: the number of monthly payments that cost as much as the year. Leave or drop to a cheaper plan before that month and monthly billing would have cost less, unless the vendor refunds part of the year.

Three rows from the tables below, one each at 5,000, 10,000, 25,000 contacts. The refund and cancellation lines are quoted only from the vendor's own help or legal pages, with the date they were read.

MailerLite Comfort at 5,000 contacts, as of 4 October 2026

You are choosing between paying MailerLite Comfort monthly and paying for the year up front at 5,000 contacts, and you are not sure you will stay all year.

  1. 1.Monthly price$49Ver
  2. 2.Twelve monthly payments$588Ver
  3. 3.One year paid up front$529.20Ver$44.10 a month, $58.80 less over a full year.
  4. 4.Breakeven10.8 monthsVer$529.20 divided by $49.

Yearly costs no more than monthly if you stay: 11 months or more

Leave or move to a cheaper plan after 10 months and the prepaid year cost $39.20 more than paying monthly would have, before any refund.

Figures read off the vendor pricing page on 4 October 2026. Not a quote.

Refund and cancellation terms MailerLite states

  • MailerLite does not refund unused or partially used monthly or yearly plans. Any other refund is at its discretion and only within 30 days of the last transaction. An individual using it for personal rather than business purposes can ask for a refund within 14 calendar days of agreeing to its terms. Read off MailerLite refund policy on 25 September 2026.
  • Moving from a yearly plan to a cheaper monthly plan, or to a lower yearly plan, takes effect at the end of the current yearly cycle. Read off MailerLite plan and billing help on 4 October 2026.

Kit Creator at 10,000 contacts, as of 26 September 2026

You are choosing between paying Kit Creator monthly and paying for the year up front at 10,000 contacts, and you are not sure you will stay all year.

  1. 1.Monthly price$139Ver
  2. 2.Twelve monthly payments$1,668Ver
  3. 3.One year paid up front$1,390Ver$115.83 a month, $278 less over a full year.
  4. 4.Breakeven10 monthsVer$1,390 divided by $139.

Yearly costs no more than monthly if you stay: 10 months or more

Leave or move to a cheaper plan after 9 months and the prepaid year cost $139 more than paying monthly would have, before any refund.

Figures read off the vendor pricing page on 26 September 2026. Not a quote.

Refund and cancellation terms Kit states

  • Kit refunds any payment made in the last 30 days if you cancel, and says that applies to annual plans too. It does not refund or prorate payments made more than 30 days before the request. Read off Kit billing help on 25 September 2026.
  • Moving from annual to monthly billing takes a request to Kit support and happens at the end of the annual billing cycle. A canceled account stays active until the last day of its billing period. Read off Kit billing help on 25 September 2026.

ActiveCampaign Starter at 25,000 contacts, as of 25 September 2026

You are choosing between paying ActiveCampaign Starter monthly and paying for the year up front at 25,000 contacts, and you are not sure you will stay all year.

  1. 1.Monthly price$489Ver
  2. 2.Twelve monthly payments$5,868Ver
  3. 3.One year paid up front$4,692Ver$391 a month, $1,176 less over a full year.
  4. 4.Breakeven9.6 monthsVer$4,692 divided by $489.

Yearly costs no more than monthly if you stay: 10 months or more

Leave or move to a cheaper plan after 9 months and the prepaid year cost $291 more than paying monthly would have, before any refund.

Figures read off the vendor pricing page on 25 September 2026. Not a quote.

Refund and cancellation terms ActiveCampaign states

  • ActiveCampaign's refund policy says it does not provide partial or full refunds. Read off ActiveCampaign refund policy on 25 September 2026.
  • A separate 30 day money back guarantee, run as a promotion that began on 4 February 2026, refunds a first subscription canceled within its first 30 days. ActiveCampaign can end the promotion at any time. Read off ActiveCampaign money back guarantee terms on 25 September 2026.
  • On an annual subscription period, a cancellation takes effect at the end of the annual period. Downgrading to a lower plan or contact limit goes through its Customer Experience team, and only monthly payers can pause instead of canceling. Read off ActiveCampaign cancellation help on 25 September 2026.

Monthly vs yearly at six list sizes, vendor by vendor

Monthly is the month to month price. Paid yearly is the per month cost of a year up front. Saved per year is twelve monthly payments minus the yearly price. Each figure carries its own label, and the saving and percent take the weaker label of the two prices they come from.

Prices are compiled from public vendor pages and can lag behind a change. Cells marked Der are calculated from published rules and cells marked Est are rough figures. Neither is an invoice or a quote, so confirm with the vendor before you spend.

Kit

Kit sells a year for the price of ten months on every paid plan, which it calls two months free.

Kit monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Creator1,000$39 Ver$32.50 Ver$78 Ver16.7% Ver
Creator5,000$89 Ver$74.17 Ver$178 Ver16.7% Ver
Creator10,000$139 Ver$115.83 Ver$278 Ver16.7% Ver
Creator25,000$199 Ver$165.83 Ver$398 Ver16.7% Ver
Creator50,000$379 Der$315.83 Der$758 Der16.7% Der
Creator100,000$679 Der$565.83 Der$1,358 Der16.7% Der
Creator Pro1,000$79 Ver$65.83 Ver$158 Ver16.7% Ver
Creator Pro5,000$139 Ver$115.83 Ver$278 Ver16.7% Ver
Creator Pro10,000$189 Ver$157.50 Ver$378 Ver16.7% Ver
Creator Pro25,000$279 Ver$232.50 Ver$558 Ver16.7% Ver
Creator Pro50,000$519 Der$432.50 Der$1,038 Der16.7% Der
Creator Pro100,000$879 Der$732.50 Der$1,758 Der16.7% Der

The Newsletter plan is free up to 10,000 subscribers, so it has nothing to discount and is left out. Kit prints no stop at exactly 50,000 or 100,000, so those rows are the 55,000 and 105,000 stops that bill them, labeled derived.

Refund and cancellation terms Kit states

  • Kit refunds any payment made in the last 30 days if you cancel, and says that applies to annual plans too. It does not refund or prorate payments made more than 30 days before the request. Read off Kit billing help on 25 September 2026.
  • Moving from annual to monthly billing takes a request to Kit support and happens at the end of the annual billing cycle. A canceled account stays active until the last day of its billing period. Read off Kit billing help on 25 September 2026.

VerifiedRead off the Kit billing help page on 25 September 2026.

Every plan and size: Kit pricing.

MailerLite

MailerLite takes 10 percent off Comfort and Power when the plan is paid yearly, as one payment for 12 months.

MailerLite monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Comfort1,000$19 Ver$17.10 Ver$22.80 Ver10% Ver
Comfort5,000$49 Ver$44.10 Ver$58.80 Ver10% Ver
Comfort10,000$89 Ver$80.10 Ver$106.80 Ver10% Ver
Comfort25,000$179 Ver$161.10 Ver$214.80 Ver10% Ver
Comfort50,000$319 Ver$287.10 Ver$382.80 Ver10% Ver
Comfort100,000$439 Ver$395.10 Ver$526.80 Ver10% Ver
Power1,000$39 Ver$35.10 Ver$46.80 Ver10% Ver
Power5,000$69 Ver$62.10 Ver$82.80 Ver10% Ver
Power10,000$129 Ver$116.10 Ver$154.80 Ver10% Ver
Power25,000$239 Ver$215.10 Ver$286.80 Ver10% Ver
Power50,000$389 Ver$350.10 Ver$466.80 Ver10% Ver
Power100,000$489 Ver$440.10 Ver$586.80 Ver10% Ver

MailerLite's pricing slider prints the yearly price per month at every stop, and on 4 October 2026 it was exactly 90 percent of the monthly price at all 29 stops on both plans. Every annual figure here is the printed one, so the annual column is labeled verified.

Refund and cancellation terms MailerLite states

  • MailerLite does not refund unused or partially used monthly or yearly plans. Any other refund is at its discretion and only within 30 days of the last transaction. An individual using it for personal rather than business purposes can ask for a refund within 14 calendar days of agreeing to its terms. Read off MailerLite refund policy on 25 September 2026.
  • Moving from a yearly plan to a cheaper monthly plan, or to a lower yearly plan, takes effect at the end of the current yearly cycle. Read off MailerLite plan and billing help on 4 October 2026.

VerifiedRead off the MailerLite plan and billing help page on 4 October 2026.

Every plan and size: MailerLite pricing.

Brevo

Brevo's pricing page has a Yearly billing switch labeled 10 percent off, and its calculator prints the yearly price per month at every email volume stop on Starter, Standard and Professional.

Brevo rounds each stop's yearly price to the cent, so the discount at these sizes lands between 9.96 and 10.29 percent rather than exactly 10.

Brevo monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Starter1,000$17 Der$15.25 Ver$21 Der10.3% Der
Starter5,000$32 Der$28.75 Ver$39 Der10.2% Der
Starter10,000$46 Der$41.42 Ver$54.96 Der10% Der
Starter25,000$82 Der$73.75 Ver$99 Der10.1% Der
Starter50,000Not published at this size Not
Starter100,000Not published at this size Not
Standard1,000$35 Der$31.50 Ver$42 Der10% Der
Standard5,000$69 Der$62.08 Ver$83.04 Der10% Der
Standard10,000$89 Der$80.08 Ver$107.04 Der10% Der
Standard25,000$139 Der$125.08 Ver$167.04 Der10% Der
Standard50,000$249 Der$224.08 Ver$299.04 Der10% Der
Standard100,000$429 Der$386.08 Ver$515.04 Der10% Der
Professional1,000$499 Der$449.08 Ver$599.04 Der10% Der
Professional5,000$499 Der$449.08 Ver$599.04 Der10% Der
Professional10,000$499 Der$449.08 Ver$599.04 Der10% Der
Professional25,000$499 Der$449.08 Ver$599.04 Der10% Der
Professional50,000$599 Der$539.08 Ver$719.04 Der10% Der
Professional100,000$699 Der$629.08 Ver$839.04 Der10% Der

Brevo bills by monthly email volume, so each monthly figure is derived: a list is placed on the send stop that four sends per contact a month needs. The paid yearly figure is the one Brevo's calculator prints for that same stop, read on 25 September 2026 and labeled verified. The saving and percent stay derived because the monthly side is. The published 10 percent is used only where the calculator prints no yearly price, and no size on this page needs it.

VerifiedRead off the Brevo pricing page on 25 September 2026.

Every plan and size: Brevo pricing.

beehiiv

beehiiv prints a separate yearly price at every subscriber stop on Scale and Max.

The discount is not a fixed percent. It works out between 11.8 and 12.4 percent depending on plan and size.

beehiiv monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Scale1,000$49 Ver$43 Ver$72 Ver12.2% Ver
Scale5,000$89 Ver$78 Ver$132 Ver12.4% Ver
Scale10,000$109 Ver$96 Ver$156 Ver11.9% Ver
Scale25,000$169 Ver$149 Ver$240 Ver11.8% Ver
Scale50,000$249 Ver$219 Ver$360 Ver12% Ver
Scale100,000$329 Ver$290 Ver$468 Ver11.9% Ver
Max1,000$109 Ver$96 Ver$156 Ver11.9% Ver
Max5,000$169 Ver$149 Ver$240 Ver11.8% Ver
Max10,000$219 Ver$193 Ver$312 Ver11.9% Ver
Max25,000$289 Ver$254 Ver$420 Ver12.1% Ver
Max50,000$379 Ver$334 Ver$540 Ver11.9% Ver
Max100,000$459 Ver$404 Ver$660 Ver12% Ver

Launch is free up to 2,500 subscribers and is left out. beehiiv shows the yearly price as a whole dollar amount a month, so twelve times that figure can differ from its yearly total by a few dollars. At 1,000 subscribers on Scale it states 517 dollars a year, one dollar more than 12 times 43.

VerifiedRead off the beehiiv pricing page on 14 September 2026.

Every plan and size: beehiiv pricing.

ActiveCampaign

ActiveCampaign's pricing page defaults to annual billing and shows the annual price as a per month figure. It prints no percent.

The discount changes with plan and size, from 16.9 to 21.2 percent, because each stop has its own annual price.

ActiveCampaign monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Starter1,000$19 Ver$15 Ver$48 Ver21.1% Ver
Starter5,000$99 Ver$79 Ver$240 Ver20.2% Ver
Starter10,000$189 Ver$149 Ver$480 Ver21.2% Ver
Starter25,000$489 Ver$391 Ver$1,176 Ver20% Ver
Starter50,000Not published at this size Not
Starter100,000Not published at this size Not
Plus1,000$59 Ver$49 Ver$120 Ver16.9% Ver
Plus5,000$179 Ver$145 Ver$408 Ver19% Ver
Plus10,000$239 Ver$189 Ver$600 Ver20.9% Ver
Plus25,000$489 Ver$389 Ver$1,200 Ver20.4% Ver
Plus50,000$759 Ver$609 Ver$1,800 Ver19.8% Ver
Plus100,000Not published at this size Not
Professional1,000$99 Ver$79 Ver$240 Ver20.2% Ver
Professional5,000$259 Ver$205 Ver$648 Ver20.8% Ver
Professional10,000$469 Ver$375 Ver$1,128 Ver20% Ver
Professional25,000$789 Ver$629 Ver$1,920 Ver20.3% Ver
Professional50,000$1,209 Ver$969 Ver$2,880 Ver19.9% Ver
Professional100,000Not published at this size Not

Both columns were read at each stop on 25 September 2026: the annual figure from the pricing page, the monthly figure from the pricing data the page loads for buyers. The calculator stops at 50,000 contacts for Plus and Professional and at 25,000 for Starter, so larger rows are not published.

Refund and cancellation terms ActiveCampaign states

  • ActiveCampaign's refund policy says it does not provide partial or full refunds. Read off ActiveCampaign refund policy on 25 September 2026.
  • A separate 30 day money back guarantee, run as a promotion that began on 4 February 2026, refunds a first subscription canceled within its first 30 days. ActiveCampaign can end the promotion at any time. Read off ActiveCampaign money back guarantee terms on 25 September 2026.
  • On an annual subscription period, a cancellation takes effect at the end of the annual period. Downgrading to a lower plan or contact limit goes through its Customer Experience team, and only monthly payers can pause instead of canceling. Read off ActiveCampaign cancellation help on 25 September 2026.

VerifiedRead off the ActiveCampaign pricing page on 25 September 2026.

Every plan and size: ActiveCampaign pricing.

Constant Contact

Constant Contact takes 15 percent off when you prepay 12 months.

The percent does not change by plan or size. A 6 month prepay at 10 percent off is also offered, and the table uses the 12 month rate.

Constant Contact monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Lite1,000$30 Ver$25.50 Der$54 Der15% Der
Lite5,000$80 Ver$68 Der$144 Der15% Der
Lite10,000$120 Ver$102 Der$216 Der15% Der
Lite25,000$280 Ver$238 Der$504 Der15% Der
Lite50,000Not published at this size Not
Lite100,000Not published at this size Not
Standard1,000$55 Ver$46.75 Der$99 Der15% Der
Standard5,000$110 Ver$93.50 Der$198 Der15% Der
Standard10,000$160 Ver$136 Der$288 Der15% Der
Standard25,000$310 Ver$263.50 Der$558 Der15% Der
Standard50,000Not published at this size Not
Standard100,000Not published at this size Not
Premium1,000$110 Ver$93.50 Der$198 Der15% Der
Premium5,000$200 Ver$170 Der$360 Der15% Der
Premium10,000$275 Ver$233.75 Der$495 Der15% Der
Premium25,000$425 Ver$361.25 Der$765 Der15% Der
Premium50,000Not published at this size Not
Premium100,000Not published at this size Not

The annual figures are the published 15 percent applied to the fee schedule monthly price, labeled derived. Above 25,000 contacts Constant Contact asks you to contact sales, so the 50,000 and 100,000 rows are not published.

Refund and cancellation terms Constant Contact states

  • Prepay is charged as one lump sum and renews automatically for the next 6 or 12 month period. Read off Constant Contact prepay help on 25 September 2026.
  • Switching from prepay back to monthly ends the discount, and any prepaid balance left pays the monthly bills until it runs out. Read off Constant Contact prepay help on 25 September 2026.

VerifiedRead off the Constant Contact prepay help article on 25 September 2026.

Every plan and size: Constant Contact pricing.

Flodesk

Flodesk labels annual billing one month free, which would be about 8 percent off.

The prices Flodesk prints do not follow its one month free label. At 1,000 subscribers they work out to 24 percent off on Lite, 11 percent on Pro and 9 percent on Everything, and the slider stops above that land between 7.5 and 8.9 percent.

Flodesk monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Lite1,000$25 Ver$19 Ver$72 Ver24% Ver
Lite5,000$52 Der$48 Der$48 Der7.7% Der
Lite10,000$72 Der$66 Der$72 Der8.3% Der
Lite25,000$162 Der$149 Der$156 Der8% Der
Lite50,000Not published at this size Not
Lite100,000Not published at this size Not
Pro1,000$28 Ver$25 Ver$36 Ver10.7% Ver
Pro5,000$59 Der$54 Der$60 Der8.5% Der
Pro10,000$79 Der$72 Der$84 Der8.9% Der
Pro25,000$169 Der$155 Der$168 Der8.3% Der
Pro50,000$389 Der$357 Der$384 Der8.2% Der
Pro100,000Not published at this size Not
Everything1,000$54 Ver$49 Ver$60 Ver9.3% Ver
Everything5,000$107 Der$99 Der$96 Der7.5% Der
Everything10,000$137 Der$126 Der$132 Der8% Der
Everything25,000$257 Der$236 Der$252 Der8.2% Der
Everything50,000$527 Der$483 Der$528 Der8.3% Der
Everything100,000Not published at this size Not

The 1,000 subscriber rows are printed in the Flodesk pricing FAQ. The other rows come from the pricing slider and are labeled derived. Lite stops at 25,000 subscribers, and no 100,000 stop is recorded.

Refund and cancellation terms Flodesk states

  • A downgrade takes effect at the end of the current billing cycle, and you can switch between monthly and annual billing from the account settings. Read off Flodesk pricing FAQ on 25 September 2026.

VerifiedRead off the Flodesk pricing page on 25 September 2026.

Every plan and size: Flodesk pricing.

Platforms with no annual price

Shown month to month so the gap is plain. There is nothing to save by paying yearly on these, only promotions where noted.

An empty annual column is a finding, not a gap in the research. The vendor publishes no annual price, so none is filled in or derived from a promotion.

Mailchimp

Mailchimp publishes no annual price. For larger lists its pricing page says to call sales for custom pricing and annual plans.

Its standing offer is a promotion, not an annual price: 15 percent off the first 12 months for lists of 10,000 contacts or more, still billed monthly.

Mailchimp monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Standard1,000$45 DerNo annual price Not
Standard5,000$100 VerNo annual price Not
Standard10,000$135 VerNo annual price Not
Standard25,000$310 VerNo annual price Not
Standard50,000$450 VerNo annual price Not
Standard100,000$800 VerNo annual price Not

Standard is shown because the promotion is built around it. Essentials and Premium carry no annual price either.

VerifiedRead off the Mailchimp pricing page on 25 September 2026.

Every plan and size: Mailchimp pricing.

Klaviyo

Klaviyo sells no self serve annual discount. Every price on its slider is a monthly price.

Klaviyo monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Email1,000$30 VerNo annual price Not
Email5,000$100 VerNo annual price Not
Email10,000$150 VerNo annual price Not
Email25,000$400 VerNo annual price Not
Email50,000$720 VerNo annual price Not
Email100,000$1,380 VerNo annual price Not

VerifiedRead off the Klaviyo pricing page on 25 September 2026.

Every plan and size: Klaviyo pricing.

Omnisend

Omnisend has no standing annual discount.

Paying three months up front on a first upgrade takes 30 percent off the monthly price for those three months. It can be used once, and billing returns to the regular monthly price afterwards.

Omnisend monthly and yearly prices at 1,000, 5,000, 10,000, 25,000, 50,000, 100,000 contacts
PlanContactsMonthlyPaid yearly, per monthSaved per yearPercent off
Standard1,000$20 VerNo annual price Not
Standard5,000$81 VerNo annual price Not
Standard10,000$132 VerNo annual price Not
Standard25,000$282 VerNo annual price Not
Standard50,000$413 VerNo annual price Not
Standard100,000Not published at this size Not

VerifiedRead off the Omnisend pricing page on 25 September 2026.

Every plan and size: Omnisend pricing.

How the figures on this page are labeled

Every price comes from the same vendor records the rest of this site uses. Nothing on this page is a new price. Verified means read off the vendor's own page. Derived means calculated from a published rule, such as a stated annual percent or the stop that bills a size the vendor does not print.

The page shows 504 value cells across 10 tables: 240 verified, 145 derived, 0 estimate and 119 not published. Each row counts four cells: monthly, paid yearly, saved per year and percent off.

The methodology page sets out what each label means and how often the vendor pages are read again.

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